{"id":5555,"date":"2015-08-21T06:47:39","date_gmt":"2015-08-21T04:47:39","guid":{"rendered":"https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/"},"modified":"2015-08-21T06:47:39","modified_gmt":"2015-08-21T04:47:39","slug":"jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej","status":"publish","type":"post","link":"https:\/\/tatara.com.pl\/en\/artykuly\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/","title":{"rendered":"Jakie d\u0142ugi mog\u0105 by\u0107 umorzone w ramach tzw. upad\u0142o\u015bci konsumenckiej?"},"content":{"rendered":"<div style=\"text-align: justify;\">Wielu by\u0142ych przedsi\u0119biorc\u00f3w, tj. os\u00f3b fizycznych prowadz\u0105cych dzia\u0142alno\u015b\u0107 gospodarcz\u0105 na w\u0142asny rachunek, zaci\u0105gn\u0119\u0142o nierzadko znacz\u0105ce zobowi\u0105zania zwi\u0105zane z prowadzon\u0105 przez nich dzia\u0142alno\u015bci\u0105 gospodarcz\u0105. Osoby takie maj\u0105 r\u00f3wnie\u017c zobowi\u0105zania niezwi\u0105zane z dzia\u0142alno\u015bci\u0105, np. zakup mieszkania na raty.<\/div>\n<div><\/div>\n<h2 style=\"font-size: medium;\">Jakie d\u0142ugi mog\u0105 by\u0107 umorzone przy upad\u0142o\u015bci?<\/h2>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: justify;\">Jednym z cel\u00f3w tzw. <strong>upad\u0142o\u015bci konsumenckiej<\/strong> jest, zgodnie ze znowelizowanym art. 2 ust. 2 ustawy \u2013 Prawo upad\u0142o\u015bciowe i naprawcze \u2013 odd\u0142u\u017cenie konsumenta, a dopiero w nast\u0119pnej kolejno\u015bci jak najpe\u0142niejsze zaspokojenie wierzycieli: <i>Post\u0119powanie uregulowane ustaw\u0105 wobec os\u00f3b fizycznych nieprowadz\u0105cych dzia\u0142alno\u015bci gospodarczej nale\u017cy prowadzi\u0107 tak, aby <b>umo\u017cliwi\u0107 <\/b><\/i><strong>umorzenie zobowi\u0105za\u0144 upad\u0142ego <\/strong><i>niewykonanych w post\u0119powaniu upad\u0142o\u015bciowym, a je\u015bli jest to mo\u017cliwe &#8211; zaspokoi\u0107 roszczenia wierzycieli w jak najwy\u017cszym stopniu<\/i>. Wiele os\u00f3b zastanawia si\u0119, czy umorzeniu polegaj\u0105 tylko ich zobowi\u0105zania jako konsument\u00f3w.<\/div>\n<div style=\"text-align: justify;\"><\/div>\n<p>&nbsp;<\/p>\n<div style=\"text-align: justify;\"><em>Prawo upad\u0142o\u015bciowe<\/em> i naprawcze nie rozr\u00f3\u017cnia d\u0142ug\u00f3w na te zwi\u0105zane z dzia\u0142alno\u015bci\u0105 gospodarcz\u0105 i <em>d\u0142ugi konsumenckie<\/em>, a zatem mo\u017cliwe jest ca\u0142o\u015bciowe odd\u0142u\u017cenie by\u0142ego przedsi\u0119biorcy, kt\u00f3ry og\u0142osi  upad\u0142o\u015b\u0107 konsumenck\u0105.<\/div>\n<div style=\"text-align: right;\"><span style=\"color: #666666; font-family: inherit;\"> <\/span><\/div>\n<div style=\"text-align: right;\">MK<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Wielu by\u0142ych przedsi\u0119biorc\u00f3w, tj. os\u00f3b fizycznych prowadz\u0105cych dzia\u0142alno\u015b\u0107 gospodarcz\u0105 na  [&#8230;]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[339],"tags":[],"class_list":["post-5555","post","type-post","status-publish","format-standard","hentry","category-artykuly"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Jakie d\u0142ugi mog\u0105 by\u0107 umorzone w ramach tzw. upad\u0142o\u015bci konsumenckiej? - Tatara i Wsp\u00f3lnicy sp.k.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jakie d\u0142ugi mog\u0105 by\u0107 umorzone w ramach tzw. upad\u0142o\u015bci konsumenckiej? - Tatara i Wsp\u00f3lnicy sp.k.\" \/>\n<meta property=\"og:description\" content=\"Wielu by\u0142ych przedsi\u0119biorc\u00f3w, tj. os\u00f3b fizycznych prowadz\u0105cych dzia\u0142alno\u015b\u0107 gospodarcz\u0105 na [...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/\" \/>\n<meta property=\"og:site_name\" content=\"Tatara i Wsp\u00f3lnicy sp.k.\" \/>\n<meta property=\"article:published_time\" content=\"2015-08-21T04:47:39+00:00\" \/>\n<meta name=\"author\" content=\"IT\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"IT\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/tatara.com.pl\\\/uncategorized\\\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/tatara.com.pl\\\/uncategorized\\\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\\\/\"},\"author\":{\"name\":\"IT\",\"@id\":\"https:\\\/\\\/tatara.com.pl\\\/#\\\/schema\\\/person\\\/103d1fc3518b6d1368420b5d8c35afd3\"},\"headline\":\"Jakie d\u0142ugi mog\u0105 by\u0107 umorzone w ramach tzw. upad\u0142o\u015bci konsumenckiej?\",\"datePublished\":\"2015-08-21T04:47:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/tatara.com.pl\\\/uncategorized\\\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\\\/\"},\"wordCount\":229,\"commentCount\":0,\"articleSection\":[\"Artyku\u0142y\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/tatara.com.pl\\\/uncategorized\\\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/tatara.com.pl\\\/uncategorized\\\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\\\/\",\"url\":\"https:\\\/\\\/tatara.com.pl\\\/uncategorized\\\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\\\/\",\"name\":\"Jakie d\u0142ugi mog\u0105 by\u0107 umorzone w ramach tzw. upad\u0142o\u015bci konsumenckiej? - Tatara i Wsp\u00f3lnicy sp.k.\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/tatara.com.pl\\\/#website\"},\"datePublished\":\"2015-08-21T04:47:39+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/tatara.com.pl\\\/#\\\/schema\\\/person\\\/103d1fc3518b6d1368420b5d8c35afd3\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/tatara.com.pl\\\/uncategorized\\\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/tatara.com.pl\\\/uncategorized\\\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/tatara.com.pl\\\/uncategorized\\\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Tatara\",\"item\":\"https:\\\/\\\/tatara.com.pl\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Jakie d\u0142ugi mog\u0105 by\u0107 umorzone w ramach tzw. upad\u0142o\u015bci konsumenckiej?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/tatara.com.pl\\\/#website\",\"url\":\"https:\\\/\\\/tatara.com.pl\\\/\",\"name\":\"Tatara i Wsp\u00f3lnicy sp.k.\",\"description\":\"Tatara i Wsp\u00f3lnicy sp.k.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/tatara.com.pl\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/tatara.com.pl\\\/#\\\/schema\\\/person\\\/103d1fc3518b6d1368420b5d8c35afd3\",\"name\":\"IT\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d8e63de4fb9e5fb379bd59f224aef5f365d7471498091c3f26b6d67e1f95c1f1?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d8e63de4fb9e5fb379bd59f224aef5f365d7471498091c3f26b6d67e1f95c1f1?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d8e63de4fb9e5fb379bd59f224aef5f365d7471498091c3f26b6d67e1f95c1f1?s=96&d=mm&r=g\",\"caption\":\"IT\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Jakie d\u0142ugi mog\u0105 by\u0107 umorzone w ramach tzw. upad\u0142o\u015bci konsumenckiej? - Tatara i Wsp\u00f3lnicy sp.k.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/","og_locale":"en_US","og_type":"article","og_title":"Jakie d\u0142ugi mog\u0105 by\u0107 umorzone w ramach tzw. upad\u0142o\u015bci konsumenckiej? - Tatara i Wsp\u00f3lnicy sp.k.","og_description":"Wielu by\u0142ych przedsi\u0119biorc\u00f3w, tj. os\u00f3b fizycznych prowadz\u0105cych dzia\u0142alno\u015b\u0107 gospodarcz\u0105 na [...]","og_url":"https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/","og_site_name":"Tatara i Wsp\u00f3lnicy sp.k.","article_published_time":"2015-08-21T04:47:39+00:00","author":"IT","twitter_card":"summary_large_image","twitter_misc":{"Written by":"IT","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/#article","isPartOf":{"@id":"https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/"},"author":{"name":"IT","@id":"https:\/\/tatara.com.pl\/#\/schema\/person\/103d1fc3518b6d1368420b5d8c35afd3"},"headline":"Jakie d\u0142ugi mog\u0105 by\u0107 umorzone w ramach tzw. upad\u0142o\u015bci konsumenckiej?","datePublished":"2015-08-21T04:47:39+00:00","mainEntityOfPage":{"@id":"https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/"},"wordCount":229,"commentCount":0,"articleSection":["Artyku\u0142y"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/","url":"https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/","name":"Jakie d\u0142ugi mog\u0105 by\u0107 umorzone w ramach tzw. upad\u0142o\u015bci konsumenckiej? - Tatara i Wsp\u00f3lnicy sp.k.","isPartOf":{"@id":"https:\/\/tatara.com.pl\/#website"},"datePublished":"2015-08-21T04:47:39+00:00","author":{"@id":"https:\/\/tatara.com.pl\/#\/schema\/person\/103d1fc3518b6d1368420b5d8c35afd3"},"breadcrumb":{"@id":"https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/tatara.com.pl\/uncategorized\/jakie-dlugi-moga-byc-umorzone-w-ramach-tzw-upadlosci-konsumenckiej\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Tatara","item":"https:\/\/tatara.com.pl\/en\/"},{"@type":"ListItem","position":2,"name":"Jakie d\u0142ugi mog\u0105 by\u0107 umorzone w ramach tzw. upad\u0142o\u015bci konsumenckiej?"}]},{"@type":"WebSite","@id":"https:\/\/tatara.com.pl\/#website","url":"https:\/\/tatara.com.pl\/","name":"Tatara i Wsp\u00f3lnicy sp.k.","description":"Tatara i Wsp\u00f3lnicy sp.k.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/tatara.com.pl\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/tatara.com.pl\/#\/schema\/person\/103d1fc3518b6d1368420b5d8c35afd3","name":"IT","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/d8e63de4fb9e5fb379bd59f224aef5f365d7471498091c3f26b6d67e1f95c1f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d8e63de4fb9e5fb379bd59f224aef5f365d7471498091c3f26b6d67e1f95c1f1?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d8e63de4fb9e5fb379bd59f224aef5f365d7471498091c3f26b6d67e1f95c1f1?s=96&d=mm&r=g","caption":"IT"}}]}},"_links":{"self":[{"href":"https:\/\/tatara.com.pl\/en\/wp-json\/wp\/v2\/posts\/5555","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tatara.com.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tatara.com.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tatara.com.pl\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/tatara.com.pl\/en\/wp-json\/wp\/v2\/comments?post=5555"}],"version-history":[{"count":0,"href":"https:\/\/tatara.com.pl\/en\/wp-json\/wp\/v2\/posts\/5555\/revisions"}],"wp:attachment":[{"href":"https:\/\/tatara.com.pl\/en\/wp-json\/wp\/v2\/media?parent=5555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tatara.com.pl\/en\/wp-json\/wp\/v2\/categories?post=5555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tatara.com.pl\/en\/wp-json\/wp\/v2\/tags?post=5555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}