{"id":5552,"date":"2015-08-18T10:04:32","date_gmt":"2015-08-18T08:04:32","guid":{"rendered":"https:\/\/tatara.com.pl\/uncategorized\/rzetelnosc-dluznika-warunkiem-oddluzenia\/"},"modified":"2024-05-13T13:27:49","modified_gmt":"2024-05-13T11:27:49","slug":"rzetelnosc-dluznika-warunkiem-oddluzenia","status":"publish","type":"post","link":"https:\/\/tatara.com.pl\/en\/artykuly\/rzetelnosc-dluznika-warunkiem-oddluzenia\/","title":{"rendered":"Rzetelno\u015b\u0107 d\u0142u\u017cnika warunkiem odd\u0142u\u017cenia"},"content":{"rendered":"<p style=\"text-align: justify;\">Warunkiem niezb\u0119dnym do <strong>odd\u0142u\u017cenia<\/strong> konsument\u00f3w (os\u00f3b nieprowadz\u0105cych dzia\u0142alno\u015bci gospodarczej) jest rzetelno\u015b\u0107 d\u0142u\u017cnika w podejmowaniu decyzji o zaci\u0105ganiu nowych zobowi\u0105za\u0144.<\/p>\n<h2 style=\"font-size: medium;\">Warunki odd\u0142u\u017cenia w przypadku upad\u0142o\u015bci konsumenckiej<\/h2>\n<p>Ustawa Prawo upad\u0142o\u015bciowe i naprawcze wyklucza mo\u017cliwo\u015b\u0107 og\u0142oszenia upad\u0142o\u015bci konsumenta gdy:<\/p>\n<ul>\n<li>d\u0142u\u017cnik doprowadzi\u0142 do swojej niewyp\u0142acalno\u015bci lub istotnie zwi\u0119kszy\u0142 jej stopie\u0144 umy\u015blnie lub wskutek ra\u017c\u0105cego niedbalstwa;<\/li>\n<li>w okresie 10 lat przed dniem zg\u0142oszenia wniosku o og\u0142oszenie upad\u0142o\u015bci w stosunku do d\u0142u\u017cnika prowadzono post\u0119powanie w przedmiocie upad\u0142o\u015bci konsumenckiej i post\u0119powanie to zosta\u0142o umorzone z innych przyczyn ni\u017c na wniosek d\u0142u\u017cnika;<\/li>\n<li>w okresie 10 lat przed dniem zg\u0142oszenia wniosku uchylono plan sp\u0142aty wierzycieli ustalony dla d\u0142u\u017cnika;<\/li>\n<li>w okresie 10 lat przed dniem zg\u0142oszenia wniosku d\u0142u\u017cnik, maj\u0105c taki obowi\u0105zek, wbrew przepisom ustawy nie zg\u0142osi\u0142 w terminie wniosku o og\u0142oszenie upad\u0142o\u015bci;<\/li>\n<li>w okresie 10 lat przed dniem zg\u0142oszenia wniosku czynno\u015b\u0107 prawna d\u0142u\u017cnika zosta\u0142a prawomocnie uznana za dokonan\u0105 z pokrzywdzeniem wierzycieli;<\/li>\n<li>w okresie 10 lat przed dniem zg\u0142oszenia wniosku w stosunku do d\u0142u\u017cnika prowadzono post\u0119powanie upad\u0142o\u015bciowe, w kt\u00f3rym umorzono ca\u0142o\u015b\u0107 lub cz\u0119\u015b\u0107 jego zobowi\u0105za\u0144;<\/li>\n<li>je\u017celi dane podane przez d\u0142u\u017cnika we wniosku s\u0105 niezgodne z prawd\u0105 lub niezupe\u0142ne.<\/li>\n<\/ul>\n<h2 style=\"font-size: medium;\">Odd\u0142u\u017canie os\u00f3b fizycznych &#8211; mo\u017cliwo\u015b\u0107 pomini\u0119cia niekt\u00f3rych przes\u0142anek uniemo\u017cliwiaj\u0105cych<\/h2>\n<p>Ostro\u015b\u0107 przes\u0142anek uniemo\u017cliwiaj\u0105cych og\u0142oszenie <a href=\"https:\/\/tatara.com.pl\/blog\/kiedy-warto-przeprowadzic-upadlosc-konsumencka\/\">upad\u0142o\u015bci konsumenta<\/a> zosta\u0142a z\u0142agodzona przez ustawodawc\u0119 poprzez wskazanie, \u017ce niekt\u00f3re z tych przes\u0142anek mo\u017cna pomin\u0105\u0107, je\u015bli przeprowadzenie post\u0119powania jest uzasadnione wzgl\u0119dami s\u0142uszno\u015bci lub wzgl\u0119dami humanitarnymi.<br \/>\nTo jednak jest kwesti\u0105 oceny S\u0105du i wymaga przeprowadzenia dowod\u00f3w przez samego d\u0142u\u017cnika.<\/p>\n<p style=\"text-align: right;\">GZ<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Warunkiem niezb\u0119dnym do odd\u0142u\u017cenia konsument\u00f3w (os\u00f3b nieprowadz\u0105cych dzia\u0142alno\u015bci gospodarczej) jest  [&#8230;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[339],"tags":[],"class_list":["post-5552","post","type-post","status-publish","format-standard","hentry","category-artykuly"],"acf":[],"yoast_head":"<!-- This site is optimized 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