{"id":5551,"date":"2015-08-17T11:31:19","date_gmt":"2015-08-17T09:31:19","guid":{"rendered":"https:\/\/tatara.com.pl\/uncategorized\/upadlosc-konsumencka-frankowiczow-czy-musi-wiazac-sie-z-utrata-nieruchomosci\/"},"modified":"2024-05-13T14:04:12","modified_gmt":"2024-05-13T12:04:12","slug":"upadlosc-konsumencka-frankowiczow-czy-musi-wiazac-sie-z-utrata-nieruchomosci","status":"publish","type":"post","link":"https:\/\/tatara.com.pl\/en\/artykuly\/upadlosc-konsumencka-frankowiczow-czy-musi-wiazac-sie-z-utrata-nieruchomosci\/","title":{"rendered":"Upad\u0142o\u015b\u0107 konsumencka \u201efrankowicz\u00f3w\u201d – czy musi wi\u0105za\u0107 si\u0119 z utrat\u0105 nieruchomo\u015bci?"},"content":{"rendered":"

Zasadniczo konsekwencj\u0105 og\u0142oszenia upad\u0142o\u015bci jest likwidacja masy upad\u0142o\u015bci<\/a>, w sk\u0142ad kt\u00f3rej (z pewnymi wyj\u0105tkami) wchodzi maj\u0105tek upad\u0142ego. Polega ona m.in. na sprzeda\u017cy rzeczy nale\u017c\u0105cych do upad\u0142ego, w tym tak\u017ce mieszkania lub domu.<\/p>\n

Upad\u0142o\u015b\u0107 konsumencka “frankowicz\u00f3w” – mo\u017cliwo\u015b\u0107 zawarcia uk\u0142adu<\/h2>\n

Warto jednak pami\u0119ta\u0107, \u017ce nowelizacja ustawy Prawo upad\u0142o\u015bciowe i naprawcze z 2014 r. wprowadzi\u0142a mo\u017cliwo\u015b\u0107 zawarcia uk\u0142adu w upad\u0142o\u015bci konsumenckiej<\/strong>. W drodze uk\u0142adu pomi\u0119dzy upad\u0142ym a jego wierzycielami ustalane s\u0105 warunki restrukturyzacji zobowi\u0105za\u0144 upad\u0142ego (np. wysoko\u015b\u0107 i terminy sp\u0142at, umorzenie cz\u0119\u015bci d\u0142ugu). Uk\u0142ad mo\u017ce przewidywa\u0107 pozostawienie nieruchomo\u015bci upad\u0142emu.<\/p>\n

Warunki zawarcia uk\u0142adu w upad\u0142o\u015bci<\/h2>\n

S\u0119dzia Komisarz mo\u017ce zwo\u0142a\u0107 zgromadzenie wierzycieli w celu zawarcia uk\u0142adu<\/strong>, jednak do tego konieczne jest uprawdopodobnienie, \u017ce w drodze uk\u0142adu zostan\u0105 osi\u0105gni\u0119te cele post\u0119powania. Nie mniej wa\u017cne jest przekonanie wierzycieli, \u017ce jest to dla nich korzystniejsze rozwi\u0105zanie \u2013 ostatecznie to oni decyduj\u0105, czy uk\u0142ad zostanie przyj\u0119ty.
\nUpad\u0142o\u015b\u0107 kredytobiorcy<\/em> stanowi silny argument w kontaktach z bankiem, dlatego dobra strategia oraz odpowiednio szybkie podj\u0119cie negocjacji zwi\u0119kszaj\u0105 szanse na zachowanie nieruchomo\u015bci przez upad\u0142ego.<\/p>\n","protected":false},"excerpt":{"rendered":"

Zasadniczo konsekwencj\u0105 og\u0142oszenia upad\u0142o\u015bci jest likwidacja masy upad\u0142o\u015bci, w sk\u0142ad […]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[339],"tags":[],"class_list":["post-5551","post","type-post","status-publish","format-standard","hentry","category-artykuly"],"acf":[],"yoast_head":"\nUpad\u0142o\u015b\u0107 konsumencka \u201efrankowicz\u00f3w\u201d - czy musi wi\u0105za\u0107 si\u0119 z utrat\u0105 nieruchomo\u015bci? | Tatara i Wsp\u00f3lnicy sp.k.<\/title>\n<meta name=\"description\" content=\"Zasadniczo konsekwencj\u0105 og\u0142oszenia upad\u0142o\u015bci jest likwidacja masy upad\u0142o\u015bci, w sk\u0142ad kt\u00f3rej (z pewnymi wyj\u0105tkami) wchodzi maj\u0105tek upad\u0142ego. 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